good bye 403 (b)

it's been nice knowing you.....email at work today informing our faculty at the College of the Desert that not only would Lord Abbott no longer be handling our 403 (b) plan, but that the college will not be matching our investment. How much money do I even HAVE in that damn thing? Let's see, $200/month (my $100 and their $100) for the past ten years.....ten months/year. And how much of that has the stockity stockmarket lost for me? Time to cash out, but won't you know, they sock us with a 30% penalty. Time to churn out the charm and sell copies of Phantom Seed Issue #2.